Vermont Business Magazine The Central Vermont Solid Waste Management District (CVSWMD) will increase outreach into the nine most rural communities among its 18 member municipalities thanks to an $89,000 grant recently awarded by the United States Department of Agriculture Rural Development program. The grant will fund a series of presentations, workshops and webinars that will help businesses and residents learn to recycle, compost, and understand Vermont’s Universal Recycling Law. “The US Department of Agriculture is committed to supporting rural infrastructure providers as they develop more sophisticated methods to serve rural communities and conserve our rural environment,” said Ted Brady, USDA Rural Development State Director. “USDA Rural Development is excited to partner with the Central Vermont Solid Waste Management District as they work to help their communities utilize Act 148 compliance to improve local environmental sustainability.”“The CVSWMD is pleased to receive this grant from the United States Department of Agriculture. The programming funded by this grant will enable the CVSWMD to increase valuable educational services and aid the District in providing information concerning the importance of recycling, composting, and other methods of sustainable materials management to member towns,” said Leesa Stewart, CVSWMD General Manager. “This programming will provide district residents and businesses with the knowledge needed to comply with the State of Vermont’s Composting and Recycling Initiative, Act 148.”Thanks to the grant, CVSWMD outreach efforts will increase in the towns of Bradford, Chelsea, Fairlee, Hardwick, Orange, Plainfield, Tunbridge, Walden and Woodbury between October 2015 and September 2016. Grant funding will also enable the District to create posters, handouts, and videos to distribute on social media and the CVSWMD website, cvswmd.org. Videos, booklets and handouts created with grant funds will be available as downloads to empower any Vermont resident or organization to learn the ins and outs of recycling and composting.CVSWMD Zero Waste Outreach Coordinator and Grant Manager, Cassandra Hemenway, said “I will be offering workshops, talks and trainings about how to recycle, what to know about the Vermont Recycling and Composting Initiative, how landlords can meet the law’s mandates, how to get started composting, and much, much more.” Hemenway added “I’m looking forward to spending more time in some of our most rural towns and working with residents and businesses to increase recycling in the district.”Businesses or community groups interested in hosting a presentation are invited to call Hemenway at 802-229-9383 or 800-730-9475 at ext 102, or email firstname.lastname@example.org(link sends e-mail).USDA, through its Rural Development mission area, administers and manages housing, business and community infrastructure programs through a national network of state and local offices. Rural Development has an active portfolio of more than $212 billion in loans and loan guarantees. These programs are designed to improve the economic stability of rural communities, businesses, residents, farmers and ranchers and improve the quality of life in rural areas. For more information on Rural Development visit the Vermont/New Hampshire Rural Development website rurdev.usda.gov/nh-vtHome, or contact USDA RD at (802) 828-6000.About CVSWMD:CVSWMD offers an array of programing that supports its Zero Waste implementation plan. Programs include a robust School Zero Waste Program, a Business Composting Program, the Additional Recyclables Collection Center, technical support and at-cost equipment for back yard composting, and reuse grants. For more information, go to cvswmd.org.CVSWMD member municipalities include: Barre City, Barre Town, Berlin, Bradford, Calais, Chelsea, East Montpelier, Fairlee Hardwick, Middlesex, Montpelier, Orange, Plainfield, Tunbridge, Walden, Washington, Williamstown, and Woodbury.
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The federal credit union loan rate ceiling will, as urged by NAFCU, remain at 18 percent through Sept. 15, 2015, NCUA’s board decided Thursday.The federal credit union loan rate ceiling applies to all lending except loans originated under NCUA’s payday alternative loan program, which has a rate cap of 28 percent.The board’s action prevents the ceiling from dropping to the statutory limit of 15 percent after March 10. NAFCU strongly urged that the current limit be continued in light of the current trend in rising market interest rates.NCUA reviews market rates and the condition of credit unions in making decisions on the loan rate ceiling, which is established by the Federal Credit Union Act. It can revisit the rate ceiling at any time to address changes in rate trends.The board was also briefed Thursday on the agency’s 2014-2017 strategic plan and 2014-2015 annual performance plan. continue reading »
5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Henry Meier As General Counsel for the New York Credit Union Association, Henry is actively involved in all legislative, regulatory and legal issues impacting New York credit unions. Whether he’s joining … Web: www.nycua.org Details Virtually every board and credit union executive has engaged in strategic planning, but is this planning of any value beyond helping to demonstrate to regulators that you all take your job seriously? In a nutshell, does your credit union’s business plan dictate your credit union strategy or do your credit union’s strategic objectives shape your planning?The distinction is a crucial one highlighted in an excellent article in the January issue of the Harvard Business Review, “The Big Lie of Strategic Planning,” by Roger L. Martin. As he explains “virtually every time the word strategy is used, it is paired with the word plan, as in the process of strategic planning. . .” The result, he argues, are plans that typically contain a Mission or Vision statement; list suggested product launches and/or new product initiatives, and convert these goals into a budget plan.There is certainly a place for such planning but as a tool for developing a strategy it misses the mark; doesn’t force a credit union to make explicit choices or to question assumptions about why it is choosing to do what it is doing. Instead, it is simply looking at the existing balance sheet and making assumptions about what can be achieved based solely on affordability and financial projections.In contrast, Martin argues, “true strategy is about placing bets and making hard choices.” Next time you have a strategic planning session, try implementing these three rules he identified.First, have a simple strategy statement that focuses on the key assumptions upon which your strategy is based. Then ask yourself what members or potential members you should target based on that strategy.This almost always comes down to asking which members or potential members to target and once identified how to create a value proposition that’s attractive to them. This is tougher than it sounds, especially for credit unions because it means asking not only what potential members are within your field of membership but what potential members should be targeted for credit union growth. A branch might be comforting to a thirty year member of a credit union, but if your goal is to attract the next generation of consumers, should that member’s concerns dictate the credit union’s strategy?Martin’s second rule is to recognize that a strategy is not about perfection but about creating an environment where it is acceptable to take reasonable risks to accomplish a worthwhile goal. Regulators and boards like strategic plans dictated by revenue projections because they are based on quantifiable assumptions. But strategy is about taking chances. In my favorite line of the piece, he points out “as much as boards and regulators may want the world to be knowable and controllable, that’s simply not how it works. Until they accept this, they will get planning instead of strategy.”Finally, rule three requires that all the key players should make their logic explicit. For instance, if I was on a board I would argue that the best way to attract the next generation of members is to downsize branches and replace them with automated kiosks. In making this argument, I should make explicit my assumption that members want convenient, automated service rather than a traditional brick and mortar branch. Reasonable minds could question that assumption and, as a result, strategic plans can be based on the type of core issues regarding the forces that will shape the industry in the future rather than being narrowly focused on the credit union’s present balance sheet.Every credit union, no matter how big or small, is competing in a hyper-competitive financial services industry that is being shaped by changing regulations, technology, and economic shifts on a daily basis. Those credit unions that take the time to analyze these forces and develop a strategy for competing under these conditions are the ones that will be around twenty years from now. Those that keep on planning without any real thought to strategy won’t.
“I think anytime you play well, you look for things that might change,” Roysland said. “I think it kind of depends on the flow of the game. You can never really guarantee anyone any certain amount of minutes or anything like that, but we’ll see. Whatever happens, happens.”Borton will have an even more difficult time keeping Roysland on the bench if she continues to progress defensively – the shortage of skills that Roysland said was why she didn’t get the nod in Borton’s defensively minded system.Gophers defensive stopper Shannon Bolden said Roysland is already making huge strides in that department.“Actually, from last year to this year, Kelly is so much more defensive,” Bolden said. “She’s worked hard to improve her defense, and over the last few games, she’s done so well staying on her player and pressuring the ball and not giving them a pass.”Even if Roysland continues her defensive improvement, she’ll still be hard-pressed to mirror an astounding high school career that included three state basketball championships, as well as two in volleyball.The Fosston High School graduate also led her hoops team to 78 consecutive victories – spanning approximately three years and setting a Minnesota (boys and girls) high school record.Roysland hasn’t earned those kinds of accolades yet – and with a little luck, they might come.But right now, she’s earning more of her breaks from bumps and bruises than black socks.“You could say I want to be this or that, but I want to play my role and make the team successful,” she said. “The team has certain goals, like the Final Four and a NCAA championship, and individual awards will come with hard work.”McCarville nabs awardMinnesota senior Janel McCarville was named co-Big Ten player of the week along with Penn State senior Tanisha Wright after averaging 20.5 points and pulling down nine rebounds against Michigan and Illinois last week.It is the fifth time McCarville has won the award in her career. Roysland spurns lucky laundry for defensive intensity in expanded role off Gophers’ bench David McCoyJanuary 25, 2005Jump to CommentsShare on FacebookShare on TwitterShare via EmailPrintSome women worry about their hair, most college students worry about their grades and every basketball player worries about being able to make clutch shots.But at least Kelly Roysland has one thing she doesn’t have to worry about.She’s wearing the right socks.Roysland, who has a history of superstitious behavior that she said she has begun to recently move away from, made a habit of wearing the same black NBA socks for every game at the beginning of Minnesota’s women’s basketball season.“Well, I don’t just have one black pair,” Roysland said. “I have like six pairs of the same kind, but anyway. I don’t know, I just thought they were really cool socks, so I was like, ‘I’m going to start wearing them for every game and see what happens.’ “But come game time Sunday, Roysland found herself without black socks and put on a different style for Minnesota’s matchup against Illinois.Swapping the socks proved to work to Roysland’s advantage, as the sophomore guard torched the Illini for a careerhigh 19 points.“I didn’t wear them for the last game, because I didn’t have a pair at the gym,” Roysland said. “And I wore the white ones, and what do you know, I had 19 points.“So I’m going to stick with the white ones.”Before the beginning of this season, Roysland was in the running for departed Lindsay Whalen’s starting spot at shooting guard.Junior April Calhoun ended up winning the spot, but Roysland has averaged 19 minutes a game during the last month in coach Pam Borton’s seven-player rotation.“Kelly’s a big part of our success this year,” Borton said. “She’s a player, as well as Liz (Podominick), who could start for us. There is no drop-off of production when she is in.”Now, the Fosston, Minn., native is angling for increased playing time after what she said she hopes was her breakout game.
“We believe that participation in athletic events is part of the overall educational experience for those students, not a separate activity,” the statement continued.That’s easy for administrators to say when their school gets a cut of the $300 million dollars that the Big Ten Conference makes on a yearly basis.On top of that, the NCAA has lucrative long-term television deals worth billions. In 2012, the NCAA made more than $800 million.There will be high-ranking officials who have a problem with Ohr’s decision. It threatens the status quo — the same status quo that’s helped turn the NCAA into a juggernaut.The NCAA’s current business model has employees essentially working for free, while it garners hundreds of millions of dollars its real employees never see.Now, though, young people are starting to ask the right questions. They’re becoming more progressive.This decision doesn’t yet have widespread implications, but this could be the major breakthrough that propels college athletes toward compensation.Former Northwestern quarterback Kain Colter, who helped spearhead this movement, tweeted in jubilation Wednesday.“This is a HUGE win for ALL college athletes!”Bravo, Northwestern.Bravo.Ya feel me? Column: It’s about time college athletics got a makeover, ya feel me? Samuel GordonMarch 27, 2014Jump to CommentsShare on FacebookShare on TwitterShare via EmailPrintIt’s about damn time.For decades, college athletes have been getting the short end of the stick.While scholarships cover the cost of tuition and room and board, athletes are typically broke like the rest of college students — despite helping generate millions of dollars for their respective colleges and conferences.That could soon change, though.The National Labor Relations Board ruled Wednesday that players on the Northwestern football team can unionize if they see fit. It’s major step in the right direction.Those around college sports know that these athletes work like professionals.Now that Northwestern players can unionize, they can start collective bargaining while taking the next steps toward getting paid.NLRB Regional Director Peter Sung Ohr wrote in his decision that Northwestern players “fall squarely within the [National Labor Relations] Act’s broad definition of ‘employee.’”He’s right. These players are employees of these massive programs, and it’s time they’re treated like it.Still, this thing is far from over.Northwestern officials said in a statement released after the ruling that they plan to appeal the decision.“Northwestern believes strongly that our student-athletes are not employees, but students,” the statement read.
Leading 23-7, Minnesota took over possession once again early in the fourth quarter, embarking on a methodical 15-play drive that chewed 9:16 off the clock. Carpenter missed a 28-yard field goal attempt, but the Gophers quickly regained possession when linebacker Thomas Barber recovered a fumble by Wisconsin quarterback Alex Hornibrook at the Badgers’ 23-yard line. Williams outraced the entire Wisconsin defense on the very next play, giving Minnesota a commanding 30-7 lead with under five minutes to play. Two plays later, cornerback Chris Williamson intercepted Hornibrook, setting up another Williams touchdown with 2:31 remaining.Even though Williams scored twice, Ibrahim carried the load for Minnesota’s offense, rushing for 121 yards on 26 carries. Quarterback Tanner Morgan was not called upon often but was efficient when needed, completing 9 of16 passes for 124 yards.Wisconsin scored one final time in the waning minutes, but that didn’t deter any of the Gophers’ enthusiasm. When the final second ticked off the clock, players rushed to the end zone to retrieve the axe. It was head coach P.J. Fleck’s first Big Ten road win and provided the program with its first signature win under his leadership. With the victory, Minnesota also knotted up the all-time series against the Badgers at 60 wins apiece.Quotables from the game:“This is just a big win for our program, big win for the state of Minnesota,” Fleck said. “We’re so thankful we can give the state of Minnesota something to be really thankful for on Thanksgiving weekend.” “That moment is just something I will never forget in my entire life,” quarterback Tanner Morgan said. “[I] got really emotional. Probably almost cried — I don’t know — but it’s just such a surreal experience, and I was just very thankful for everybody that was here and the roles that they played.” “[I] kind of got a little emotional at the end when I realized, like, this is really going to happen for us,” linebacker Thomas Barber said. “It was just credit to everybody on the team, and special shout out to the guys who are out of state guys.” Last time they met: “The Axe is back”The Gophers have a 60-60-8 all time record against the Badgers. Nick JungheimNovember 25, 2019Jump to CommentsShare on FacebookShare on TwitterShare via EmailPrintFinal: Minnesota 37, Wisconsin 15Preceding the 2018 regular season finale, it seemed unlikely that the Gophers would secure their sixth victory of the season to reach bowl eligibility. To do so would mean defeating Wisconsin for the first time since 2003 and hoisting Paul Bunyan’s Axe in Camp Randall Stadium for the first time since 1994. Yet that’s exactly what Minnesota did.Minnesota claimed a 37-15 victory over the rival Badgers, sparking what would turn into an 11-game win streak. The Gophers defense forced four turnovers, and the offense rode the running back tandem of Mohamed Ibrahim and Bryce Williams who combined for 171 yards rushing.Redshirt senior Emmit Carpenter opened the scoring late in the first quarter with a 34-yard field goal on the possession following a 31-yard attempt from Wisconsin that was no good. The score was still 3-0 when cornerback Coney Durr recorded the first of three Minnesota interceptions. Nine plays later, Ibrahim ran for a 10-yard touchdown.It took a mere 1:16 for the Gophers to strike again. Wisconsin’s next drive resulted in a three-and-out, forcing a punt that Demetrius Douglas returned 69 yards to the end zone. The return gave Minnesota a 17-0 lead with 1:05 remaining in the first half.The Badgers showed a spark in the minute remaining before intermission, marching 76 yards in eight plays for a touchdown to cut the Gophers’ lead to 10 points. After receiving the second half kick-off, Wisconsin had an opportunity to trim its deficit to a single score. Despite driving into Gophers’ territory, Minnesota managed to come up with a stop of the Badgers’ offense on fourth-and-three.Momentum shifted squarely in Minnesota’s favor following the turnover on downs. The Gophers reeled off 20 unanswered points, beginning with two Carpenter field goals to close the third quarter.
Engel & Völkers Scottsdale has grown its residential real estate team with the addition of three advisors. Marcy Scott, Mark Crane and Jennifer Deurloo will join the acclaimed Scottsdale firm in serving the prestigious neighborhoods of Gainey Ranch, Paradise Valley, North Scottsdale, Silverleaf, and DC Ranch.Marcy Scott, advisor, Engel & Völkers Scottsdale, specializes in luxury real estate. Her career originated with Landmark Properties in Wellesley, Mass., when the firm boasted the first million dollar sale in the area. Most recently, Scott spent twelve years at Russ Lyon Sotheby’s International Real Estate, where she accredits much of her success in both buyer and seller representation for some of the finest properties in Scottsdale, Phoenix and Paradise Valley, to her deep understanding of working with the most discriminating clients both domestically and internationally.Scott studied communications at American University in Washington, DC, and is currently earning her Social Media Marketing Specialization Certificate from Northwestern University. Additionally, Scott is a member of the Scottsdale Area Association of Realtors and the Arizona Real Estate Investors Association.Mark Crane, advisor, Engel & Völkers Scottsdale, is a licensed real estate agent in Arizona and California, and one of the original agents of Engel & Völkers Beverly Hills. Crane’s affiliation with luxury real estate in Southern California provides an interesting marketing opportunity for his Arizona clients, as he has the network to introduce buyers to the Scottsdale area when considering when to purchase a second home or to relocate, as well as assist his Arizona clients considering purchasing residential and commercial real estate in the Los Angeles area.Crane has more than sixteen years of experience as a financial advisor, which brings a well-rounded perspective to his clients who are interested in purchasing and selling real estate as an investment. Additionally, Crane is the real estate representative on the membership committee of the Beverly Hills Chamber of Commerce, he is also a longtime member of the Screen Actors Guild.Jennifer Deurloo, advisor, Engel & Völkers Scottsdale, is a seasoned corporate executive and entrepreneur who brings to Engel & Völkers Scottsdale diverse work experience in an array of industries including information technology, telecommunications, sales, lifestyle, hospitality, publishing and real estate. Her career began in the information technology field, managing client relations, marketing client/server based systems and applications for a large national IT systems integration company. Deurloo then went on to hold several sales positions, including serving as a senior executive for a Los Angeles-based natural food company, where she led the sales team to achieve record product placement and sales levels.Most recently, after returning to the Valley of the Sun, she leveraged her wide-ranging marketing experiences in both private and public companies, to establish herself as an entrepreneur in the fields of personal care, publishing and real estate. Deurloo’s lifelong passion for real estate, along with her knowledge of the Phoenix market and desire to provide the best possible solutions for her clients are what led her to Engel & Völkers Scottsdale.
During September, 141.404 arrivals were recorded in Dubrovnik (12% more than in September 2015) and 492.032 overnight stays (11% more than in September 2015). In September, the most numerous guests were from the United Kingdom, the United States, Germany, France, Spain, Australia, Sweden, Finland, Canada, and Ireland. The results with which Dubrovnik achieved record tourist results in all types of accommodation in the first nine months of 2016.From 1 January to 30 September 2016, there were 881.771 arrivals in Dubrovnik (11% more than in 2015), and 3.093.363 overnight stays (12% more than in 2015). The top list of countries from which Dubrovnik tourists came from January 1 to September 30, 2016 is traditionally led by guests from the United Kingdom, France, USA, Germany, Spain, Croatia, Sweden, Australia, Finland and Italy. According to the records of tourist traffic in nautical, from 1 January to 30 September 2016, there were 22.162 arrivals (13% less than in 2015) and 219.140 overnight stays (6% more than in 2015).By the way, the Tourist Board of the City of Dubrovnik includes the city of Dubrovnik, and the towns of Rijeka dubrovačka, Zaton, Orašac, Trsteno and Brsečine, as well as the islands of Lokrum, Koločep, Lopud and Šipan. By the end of the year, Dubrovnik as a congress destination, a niche that is just beginning to “boil”, can certainly expect a daily increase in visits and overnight stays in the coming months.
Jun 5, 2012H5N1 virus in Hong Kong boy matches previous isolatesHealth officials said the H5N1 virus that infected a 2-year-old boy hospitalized in Hong Kong matches a strain that has been found in wild birds and a previous human case in the region. Tests by the Hong Kong Centre for Health Protection (CHP) “showed that the H5 gene of the isolate belonged to clade 126.96.36.199, which is the same clade as the isolates from wild birds detected in 2011 and 2012 and in the imported human infection case in late 2010,” the CHP said in a statement yesterday. “So far all the genes characterised belong to avian origin and there is no evidence of resistance to the antiviral agent oseltamivir (Tamiflu).” Guan Yi, PhD, a virologist from the University of Hong Kong, said the strain has also been seen in mainland China, Mongolia, and Eastern Europe, according to a report today in The Standard newspaper. The boy, who is from Guangzhou, capital of China’s Guangdong province, remained in serious condition in the pediatric intensive care unit at Princess Margaret Hospital, the CHP said. Meanwhile, the World Health Organization (WHO) noted the boy’s case in a statement today, saying it appears to be a sporadic one with no secondary spread or clustering. The WHO also said Hong Kong has had 22 human H5N1 cases, including 18 in 1997, 2 in 2003, 1 in 2010, and the current one. Global WHO-confirmed H5N1 cases now total 605, including 357 deaths.Jun 4 CHP statementJun 5 Standard storyJun 5 WHO statementJun 5 WHO global H5N1 case countFDA seeks more data for Reportable Food RegistryThe US Food and Drug Administration (FDA) Center for Food Safety and Applied Nutrition yesterday announced it is enhancing its Reportable Food Registry with 14 new questions designed to improve the tool’s ability to track contamination in and focus inspection of human food and animal feed, including pet food. The Reportable Food Registry is an electronic portal that was launched in 2009 to prevent foodborne illnesses in real time by initiating response at the first positive test for contamination. The new questions add more details about how the food was determined to be reportable and how the producer determined what lots were affected. The questions give the FDA a better description of the pathogen detected and the food’s intended consumption. The new data are voluntary, but later this year the new elements will become mandatory, according to the agency.Jun 4 FDA statementVietnam gets CDC assistance with fatal infection mysteryAn expert from the US Centers for Disease Control and Prevention (CDC) arrived in Vietnam 2 days ago to help Vietnamese officials investigate an unidentified skin disease that has killed 23 people in Quang Ngai province, Voice of Vietnam reported yesterday. Two recent deaths from the disease were reported in late May. Since April 2011 the disease has sickened about 240 people in five communes in the province’s Ba To district. Symptoms include keratosis of the hands and feet with ulcers that resemble burns and limb stiffness, according to the report. Earlier reports said symptoms begin with fever and appetite loss and can progress to liver or multiorgan failure. Vietnam’s health ministry has taken nearly 2,000 samples for testing, including soil, water, hair, fingernails, and scabs, but so far the results haven’t yielded a diagnosis. Health authorities have surveyed insect populations in the affected areas, but no links to the disease have been found. According to the report, the CDC expert will help Vietnamese workers classify samples from patients and send several typical samples for testing at CDC labs. In mid April Vietnam asked for international help in identifying the disease.Jun 4 Voice of Vietnam storyApr 20 CIDRAP News Scan “Vietnam seeks WHO, CDC help in identifying fatal disease”Israeli measles spike attributed to pockets of low vaccination ratesMeasles cases are up significantly in Israel this year, especially in the north where vaccination rates are low, the Tel Aviv–based Haaretz newspaper reported yesterday. Through May, 2012 cases stood at 96, compared with 4, 14, and 2 cases through the first 5 months of the previous 3 years, health officials said. About two thirds of the cases were in the north, while 20% were in Tel Aviv. The spike in cases appears to be concentrated in northern Israeli towns that have vaccination rates below 90% and in refugee communities in Tel Aviv. The country’s overall measles vaccination rate is 94%.Jun 4 Haaretz article
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